WIBA & Personal Accident - Fabix Insurance
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WIBA & Personal Accident

Comprehensive workplace injury and personal accident cover. Protect your employees and yourself with full compliance.

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WHY WIBA COVER

Why You Need WIBA & Personal Accident

Comprehensive protection for workplace injuries and personal accidents with full legal compliance

Workplace Injury Cover

Protection for employees against injuries sustained in the workplace

Legal Compliance

Full compliance with WIBA regulations and legal requirements

Employee Protection

Financial security for employees and their families after accidents

Prompt Claims Payment

Fast and efficient claims processing for injured employees

Peace of Mind

Employers have peace of mind knowing their workforce is protected

Financial Security

Protection against financial losses from workplace accidents

FEATURES

Key Features

Discover the comprehensive features of our WIBA & Personal Accident cover

Workplace Injury

Coverage for injuries sustained during the course of employment

Statutory Compliance

Full compliance with the Work Injury Benefits Act (WIBA)

Income Replacement

Replacement of lost income for injured employees

Medical Expenses

Coverage for medical treatment and rehabilitation costs

Permanent Disability

Compensation for permanent disability resulting from workplace accidents

Emergency Response

24/7 emergency response and medical support

COVERAGE OPTIONS

Our Coverage Options

Choose the WIBA & Personal Accident plan that best fits your needs

ESSENTIAL

Essential Cover

From KSh 2,500 per employee
  • Workplace injury cover
  • WIBA compliance included
  • Medical expenses cover
  • Income replacement
  • Simple administration
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POPULAR

Standard Cover

From KSh 5,000 per employee
  • Full workplace injury cover
  • WIBA & statutory compliance
  • Comprehensive medical expenses
  • Income replacement cover
  • Permanent disability cover
  • Dedicated claims support
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PREMIUM

Premium Cover

From KSh 10,000 per employee
  • Enhanced workplace injury cover
  • Full statutory compliance
  • Premium medical expenses cover
  • Enhanced income replacement
  • Full permanent disability cover
  • Personal accident cover
  • Dedicated account manager
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DETAILED COVERAGE

What's Included

Comprehensive protection for workplace injuries and personal accidents

Workplace Injury

Coverage for injuries sustained by employees during the course of their employment.

Full statutory cover
WIBA Compliance

Full compliance with the Work Injury Benefits Act and all statutory requirements.

100% compliant
Income Replacement

Replacement of lost income for employees who are unable to work due to workplace injuries.

Up to 100% of salary
Medical Expenses

Coverage for medical treatment, hospitalization, and rehabilitation costs.

Up to KSh 500,000
Permanent Disability

Compensation for permanent disability resulting from workplace accidents.

Up to KSh 5,000,000
Emergency Response

24/7 emergency response and medical support for workplace injuries.

Full emergency cover
BENEFITS

Benefits for Employers

Why employers choose our WIBA & Personal Accident cover

Statutory Compliance

Meet all legal requirements with our comprehensive WIBA cover

Employee Protection

Protect your workforce and their families

Easy Administration

Simple enrolment and claims process

Cost-Effective

Competitive premiums for comprehensive cover

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FAQ

Frequently Asked Questions

Find answers to common questions about WIBA & Personal Accident

What is WIBA insurance?

WIBA (Work Injury Benefits Act) insurance is a statutory requirement that provides coverage for employees who sustain injuries in the workplace. It ensures injured employees receive medical treatment and compensation for lost income.

Is WIBA insurance mandatory?

Yes, WIBA insurance is mandatory for all employers in Kenya. It is a legal requirement under the Work Injury Benefits Act to protect employees in case of workplace injuries.

What does personal accident cover include?

Personal accident cover includes compensation for injuries, disability, or death resulting from accidents. It provides financial support for medical expenses, income replacement, and lump sum payments for permanent disability.

How are claims processed?

Claims are processed quickly and efficiently. The employer submits the claim with the necessary documentation, and we work to ensure prompt payment to the injured employee.

What is the difference between WIBA and personal accident?

WIBA covers workplace injuries specifically and is a statutory requirement for employers. Personal accident cover provides broader protection for accidents that occur both at work and outside the workplace.

Can I get cover for all employees?

Yes, our WIBA & Personal Accident cover provides group coverage for all employees under a single policy. This ensures comprehensive protection for your entire workforce.

Why Choose Fabix WIBA & Personal Accident?

Statutory Compliance
Quick Claims
Employee Protection
Competitive Rates
Expert Support
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