Individual Pension Plan - Fabix Insurance
LIFE ASSURANCE

Individual Pension Plan

Secure your retirement with our Individual Pension Plan. Build a comfortable retirement nest egg with expert fund management.

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WHY IPP

Why Choose an Individual Pension Plan

Take control of your retirement with a flexible, tax-efficient pension plan designed for your future

Secure Retirement

Build a substantial retirement fund to enjoy a comfortable lifestyle after work

Tax Benefits

Enjoy significant tax advantages on your contributions and investment returns

Expert Fund Management

Your pension fund is managed by experienced investment professionals

Flexible Contributions

Choose contribution amounts that suit your financial situation

Capital Protection

Your pension savings are protected and invested in a diversified portfolio

Retirement Income

Convert your pension savings into a regular retirement income

FEATURES

Plan Features

Discover the powerful features of our Individual Pension Plan

Flexible Retirement Age

Choose your retirement age between 50 and 70 years

Flexible Contributions

Make regular or lump sum contributions to your pension fund

Multiple Investment Funds

Choose from a range of investment funds to match your risk profile

Tax Efficiency

Maximum tax benefits on contributions and investment growth

Portability

Transfer your pension fund if you change employers or move abroad

Death Benefit

Your pension fund passes to your beneficiaries tax-free

INVESTMENT FUNDS

Our Investment Funds

Choose from a range of professionally managed investment funds

LOW RISK

Conservative Fund

Target Return 8-10% p.a.
  • Low-risk investment strategy
  • Focus on capital preservation
  • Bond and fixed income investments
  • Stable and consistent returns
  • Suitable for near-retirement
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MEDIUM RISK

Balanced Fund

Target Return 12-15% p.a.
  • Balanced risk and reward
  • Diversified investment strategy
  • Mix of bonds and equities
  • Steady growth potential
  • Suitable for medium-term savers
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HIGHER RISK

Growth Fund

Target Return 15-20% p.a.
  • Higher risk, higher reward
  • Equity-focused investments
  • Maximum growth potential
  • Market-linked returns
  • Suitable for long-term savers
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HOW IT WORKS

How It Works

Start planning for your retirement in four simple steps

01

Open Your IPP

Complete the application and choose your investment fund

02

Make Contributions

Start making regular or lump sum contributions to your pension

03

Watch Your Fund Grow

Benefit from professional fund management and compound growth

04

Enjoy Retirement

Convert your pension savings into a regular retirement income

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FAQ

Frequently Asked Questions

Find answers to common questions about Individual Pension Plan

What is an Individual Pension Plan?

An Individual Pension Plan (IPP) is a personal retirement savings plan that allows you to build a pension fund through regular or lump sum contributions. It offers tax benefits and professional fund management to help you achieve a comfortable retirement.

What are the tax benefits?

IPP contributions are tax-deductible up to specified limits. Investment returns grow tax-free, and you can take up to 30% of your pension fund as a tax-free lump sum at retirement.

Can I choose my retirement age?

Yes, you can choose your retirement age between 50 and 70 years. Your choice affects how long your contributions have to grow and the size of your retirement fund.

Can I transfer my IPP if I change jobs?

Yes, your IPP is portable. You can continue contributing to the same plan even if you change employers, or transfer your fund to another provider.

What happens to my IPP if I pass away?

Your pension fund passes to your nominated beneficiaries tax-free. This ensures your loved ones are financially protected.

Can I withdraw my pension savings early?

Early withdrawal is generally not permitted before retirement age. However, you may access your funds in cases of permanent disability or terminal illness. Early withdrawal may have tax implications.

Why Choose Fabix Individual Pension Plan?

Secure Retirement
Long-Term Growth
Tax Benefits
Expert Management
Expert Guidance
Flexible Options