Home Cover - Fabix Insurance
PERSONAL & HEALTH

Home Cover

Protect your home and everything inside it. Comprehensive cover for your most valuable asset.

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WHY HOME COVER

Why Your Home Needs Cover

Comprehensive home cover protects your property, belongings, and family from unexpected events

Building Protection

Coverage for your home structure against fire, floods, storms, earthquakes, and other perils

Contents Cover

Protection for your furniture, electronics, appliances, and personal belongings

Liability Protection

Coverage against claims for injury or property damage caused to others on your property

Alternative Accommodation

Coverage for temporary living expenses if your home becomes uninhabitable

Theft & Vandalism

Protection against burglary, theft, and vandalism of your property and belongings

Accidental Damage

Coverage for accidental damage to your home, fixtures, and fittings

COVERAGE

Our Coverage Options

Choose the perfect home cover plan for your property

ESSENTIAL

Basic Cover

From KSh 3,000 per month
  • Building cover up to KSh 3,000,000
  • Contents cover up to KSh 500,000
  • Fire & flood cover
  • Theft & burglary cover
  • Liability cover up to KSh 1,000,000
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POPULAR

Standard Cover

From KSh 6,000 per month
  • Building cover up to KSh 6,000,000
  • Contents cover up to KSh 1,500,000
  • Fire, flood & storm cover
  • Theft, burglary & vandalism
  • Liability cover up to KSh 2,000,000
  • Alternative accommodation cover
  • Accidental damage cover
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PREMIUM

Premium Cover

From KSh 12,000 per month
  • Everything in Standard Cover
  • Building cover up to KSh 12,000,000
  • Contents cover up to KSh 3,000,000
  • High-value item cover
  • Liability cover up to KSh 5,000,000
  • Worldwide personal belongings cover
  • Emergency home assistance
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DETAILED COVERAGE

What's Included

Comprehensive protection for your home and everything inside it

Building Structure

Coverage for the physical structure of your home including walls, roof, floors, and permanent fixtures.

Up to KSh 12,000,000
Personal Contents

Coverage for furniture, electronics, appliances, clothing, and personal belongings inside your home.

Up to KSh 3,000,000
Personal Liability

Protection against legal claims for injury or property damage caused to third parties on your property.

Up to KSh 5,000,000
Alternative Accommodation

Coverage for temporary living expenses if your home becomes uninhabitable due to an insured event.

Up to KSh 500,000
High-Value Items

Coverage for valuables such as jewelry, art, antiques, and other high-value possessions.

Up to KSh 200,000 per item
Emergency Assistance

24/7 emergency home assistance including plumbing, electrical, and locksmith services.

Full cover
ADD-ONS

Optional Add-Ons

Enhance your home cover with these optional add-ons

Worldwide Belongings

Coverage for personal belongings while traveling anywhere in the world.

Home Office Cover

Protection for home office equipment and business-related items.

High-Value Items

Additional coverage for jewelry, art, antiques, and collectibles.

Accidental Damage

Extended coverage for accidental damage to home fixtures and fittings.

Get Your Home Cover Quote

Complete the form below and we'll get back to you with a competitive quote

FAQ

Frequently Asked Questions

Find answers to common questions about our home cover

What does home cover include?

Our home cover includes building protection, contents cover, personal liability, alternative accommodation, theft and vandalism, and accidental damage. You can choose from different plans to suit your needs.

Is my home covered for natural disasters?

Yes, all our plans include coverage for fire, floods, storms, earthquakes, and other natural disasters. Coverage limits vary by plan, with our Premium plan offering the most comprehensive protection.

Are my personal belongings covered?

Yes, all our plans include contents cover for your furniture, electronics, appliances, clothing, and personal belongings. Coverage limits vary by plan, with higher limits for premium plans.

How do I file a claim?

To file a claim, contact our claims team through our 24/7 hotline or submit a claim online. You'll need to provide your policy number, a description of the incident, and any relevant documentation or photos.

Does home cover include liability protection?

Yes, all our plans include personal liability protection. This covers you against legal claims for injury or property damage caused to third parties on your property.

Can I add high-value items to my policy?

Yes, we offer optional add-ons for high-value items such as jewelry, art, antiques, and collectibles. You can add these to your policy for additional protection of your valuable possessions.

Why Choose Fabix Home Cover?

Full Property Cover
Quick Claims
Comprehensive Protection
Competitive Rates
24/7 Support
Trusted Partner