Fire & Perils Cover - Fabix Insurance
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Fire & Perils

Comprehensive fire and perils insurance for your property, business, and assets. Protect what matters most.

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WHY FIRE & PERILS

Why You Need Fire & Perils Cover

Comprehensive protection against fire and other perils that can devastate your property and business

Fire Protection

Coverage against fire damage to your property, buildings, and contents

Lightning & Explosion

Protection against lightning strikes, explosions, and electrical surges

Storm & Flood

Coverage for damage caused by storms, floods, and extreme weather

Business Protection

Safeguard your business operations and assets from perils

Financial Security

Protect your investment and ensure business continuity

Peace of Mind

Rest easy knowing your property is protected

FEATURES

Key Features

Discover the comprehensive features of our Fire & Perils cover

Fire Damage Cover

Coverage for damage caused by fire, including buildings, contents, and stock

Lightning & Surge

Protection against lightning strikes and electrical surges

Storm & Flood

Coverage for damage from storms, floods, and heavy rainfall

Explosion Cover

Protection against explosion damage to your property

Business Interruption

Coverage for loss of income and operating expenses

Flexible Policy Options

Customizable coverage for different property types and values

COVERAGE OPTIONS

Our Coverage Options

Choose the fire & perils plan that best fits your property and business

ESSENTIAL

Essential Cover

From KSh 5,000 per year
  • Building cover up to KSh 5,000,000
  • Contents cover up to KSh 2,000,000
  • Fire & lightning cover
  • Explosion cover
  • Simple administration
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POPULAR

Standard Cover

From KSh 12,000 per year
  • Building cover up to KSh 15,000,000
  • Contents cover up to KSh 5,000,000
  • Fire, lightning & explosion
  • Storm & flood cover
  • Business interruption cover
  • Dedicated claims support
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PREMIUM

Premium Cover

From KSh 25,000 per year
  • Building cover up to KSh 50,000,000
  • Contents cover up to KSh 20,000,000
  • Full perils cover
  • Enhanced business interruption
  • Alternative accommodation cover
  • Dedicated account manager
  • Emergency response support
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DETAILED COVERAGE

What's Included

Comprehensive protection for your property and business

Building Structure

Coverage for the physical structure of your building against fire and perils.

Up to KSh 50,000,000
Contents & Stock

Coverage for contents, stock, equipment, and inventory against fire and perils.

Up to KSh 20,000,000
Storm & Flood

Coverage for damage caused by storms, floods, and extreme weather events.

Up to KSh 15,000,000
Lightning & Explosion

Protection against lightning strikes and explosion damage.

Up to KSh 50,000,000
Business Interruption

Coverage for loss of income and operating expenses during recovery.

Up to KSh 20,000,000
Alternative Accommodation

Coverage for temporary accommodation if your property becomes uninhabitable.

Up to KSh 2,000,000
PERILS COVERED

Perils Covered

Comprehensive protection against a wide range of perils

Fire

Damage caused by fire to buildings, contents, and property

Lightning

Damage caused by lightning strikes and electrical surges

Explosion

Damage caused by explosions in or near the property

Storm

Damage caused by storms, high winds, and hail

Flood

Damage caused by flooding and water ingress

Natural Disasters

Coverage for earthquakes, landslides, and other natural disasters

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FAQ

Frequently Asked Questions

Find answers to common questions about Fire & Perils Cover

What does fire & perils cover include?

Our fire & perils cover includes protection against fire, lightning, explosion, storm, flood, and other natural disasters. It covers buildings, contents, stock, and includes business interruption cover.

Is flood damage covered?

Yes, our Standard and Premium plans include flood cover. This protects your property against damage caused by flooding and water ingress.

Does it cover business interruption?

Yes, our Standard and Premium plans include business interruption cover. This protects your business against loss of income and operating expenses during recovery.

How are claims processed?

To file a claim, contact our claims team with the incident details and documentation. We'll process your claim quickly and provide regular updates throughout the process.

Is my property covered for natural disasters?

Yes, our cover includes protection against natural disasters including earthquakes, landslides, and extreme weather events. Coverage limits vary by plan.

Can I get cover for alternative accommodation?

Yes, our Premium plan includes alternative accommodation cover. This provides temporary housing if your property becomes uninhabitable due to an insured event.

Why Choose Fabix Fire & Perils Cover?

Fire Specialists
Quick Claims
Comprehensive Cover
Competitive Rates
24/7 Support
Trusted Partner