Group Life - Fabix Insurance
LIFE ASSURANCE

Group Life

Protect your employees with comprehensive group life insurance. Attract and retain top talent with valuable benefits.

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WHY GROUP LIFE

Why Choose Group Life

Comprehensive life insurance coverage for your employees that protects their families and builds loyalty

Employee Protection

Protect your employees' families with comprehensive life cover in case of death

Staff Retention

Attract and retain top talent with valuable employee benefits

Cost-Effective

Group rates that are significantly more affordable than individual cover

Tax Benefits

Tax-deductible premiums for employers and tax-free benefits for employees

Easy Administration

Simple enrolment and management with minimal paperwork

Peace of Mind

Your employees have peace of mind knowing their families are protected

FEATURES

Key Features

Discover the comprehensive features of our Group Life insurance

Life Cover

Comprehensive life cover for all employees up to specified limits

Group Coverage

Coverage for all employees under a single master policy

Simple Administration

Easy enrolment and administration with minimal paperwork

Quick Claims Processing

Fast and efficient claims settlement for your employees' families

Flexible Benefits

Customizable benefit levels based on employee salary or position

Optional Add-Ons

Additional coverage options including critical illness and disability

COVERAGE OPTIONS

Our Coverage Options

Choose the group life plan that best fits your organization

ESSENTIAL

Essential Cover

From KSh 50 per employee
  • Life cover up to KSh 500,000
  • Death benefit payout
  • Simple administration
  • Quick claims processing
  • Monthly reporting
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POPULAR

Standard Cover

From KSh 100 per employee
  • Life cover up to KSh 2,000,000
  • Death & terminal illness cover
  • Optional critical illness cover
  • Flexible benefit options
  • Monthly reporting & analytics
  • Dedicated account manager
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PREMIUM

Premium Cover

From KSh 200 per employee
  • Life cover up to KSh 10,000,000
  • Death, terminal & critical illness
  • Disability cover
  • Full customization options
  • Comprehensive reporting & analytics
  • Dedicated account manager
  • Client portal access
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DETAILED COVERAGE

What's Included

Comprehensive protection for your employees and their families

Death Benefit

Lump sum payment to the employee's beneficiaries in the event of death during employment.

Up to KSh 10,000,000
Terminal Illness Benefit

Early payout if an employee is diagnosed with a terminal illness with less than 12 months to live.

100% of sum assured
Critical Illness Cover

Optional coverage for critical illnesses such as cancer, heart attack, and stroke.

Up to KSh 5,000,000
Disability Cover

Coverage for permanent disability that prevents the employee from working.

Up to KSh 5,000,000
Family Protection

Optional coverage for employees' spouses and children.

Up to KSh 2,000,000
Comprehensive Reporting

Detailed monthly reports on coverage, claims, and portfolio performance.

Full reporting suite
BENEFITS

Benefits for Employers

Why organizations choose our Group Life insurance

Employee Protection

Protect your workforce and their families

Attract Talent

Attract top talent with valuable benefits

Tax Efficiency

Tax-deductible premiums and tax-free benefits

Easy Implementation

Simple enrolment process for your HR team

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FAQ

Frequently Asked Questions

Find answers to common questions about Group Life insurance

What is Group Life insurance?

Group Life insurance is a type of coverage that provides life assurance protection to all employees of an organization under a single master policy. It offers affordable coverage with valuable benefits for employees and their families.

How much does it cost?

Premiums are based on the number of employees, coverage level, and industry risk profile. Our group rates are significantly more affordable than individual cover, starting from KSh 50 per employee per month.

Are employees required to take a medical exam?

No, Group Life insurance typically does not require medical examinations for employees. Coverage is based on the group underwriting approach, making it easy to enroll all employees.

What is the claims process?

To file a claim, the employer submits the claim with the necessary documentation. Claims are processed quickly, and the payout is made to the employee's beneficiaries.

Can the coverage be customized?

Yes, our Group Life plans can be customized to fit your organization's specific needs. We offer flexible coverage amounts, benefit levels, and optional add-ons.

What happens if an employee leaves the company?

Coverage typically ends when an employee leaves the organization. However, they may have the option to convert to an individual policy within a specified period.

Why Choose Fabix Group Life?

Employee Protection
Quick Claims
Comprehensive Cover
Competitive Rates
Expert Support
Trusted Partner