Business Cover - Fabix Insurance
PERSONAL & HEALTH

Business Cover

Protect your business with comprehensive cover. Safeguard your assets, employees, and operations.

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WHY BUSINESS COVER

Why Your Business Needs Cover

Comprehensive business cover protects your enterprise from unexpected risks and financial losses

Property Protection

Coverage for your business premises, equipment, inventory, and assets against damage or loss

Liability Cover

Protection against legal claims for injury, property damage, or negligence

Employee Protection

Coverage for employee injuries, health, and well-being in the workplace

Business Interruption

Coverage for loss of income and operating expenses during unexpected disruptions

Cyber Protection

Coverage against cyber threats, data breaches, and digital fraud

Professional Indemnity

Protection against claims for professional negligence or errors

COVERAGE

Our Coverage Options

Choose the perfect business cover plan for your enterprise

ESSENTIAL

Basic Cover

From KSh 5,000 per month
  • Property damage cover
  • Public liability cover
  • Employee accident cover
  • Business interruption cover
  • Annual limit: KSh 2,000,000
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POPULAR

Standard Cover

From KSh 12,000 per month
  • Everything in Basic Cover
  • Professional indemnity cover
  • Cyber liability cover
  • Product liability cover
  • Directors & officers liability
  • Employee benefits cover
  • Annual limit: KSh 5,000,000
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PREMIUM

Premium Cover

From KSh 25,000 per month
  • Everything in Standard Cover
  • International liability cover
  • Trade credit insurance
  • Political risk cover
  • Environmental liability
  • Key person insurance
  • Annual limit: KSh 15,000,000
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DETAILED COVERAGE

What's Included

Comprehensive protection for every aspect of your business

Property & Assets

Coverage for business premises, office equipment, machinery, stock, and other business assets against damage or loss.

Up to KSh 10,000,000
Public & Product Liability

Protection against claims for injury, property damage, or negligence caused to third parties.

Up to KSh 20,000,000
Employee & Directors Cover

Coverage for employee injuries, health benefits, and protection for directors and officers against liability claims.

Up to KSh 5,000,000
Business Interruption

Coverage for loss of income, fixed costs, and operating expenses during unexpected disruptions and closures.

Up to KSh 8,000,000
Cyber & Data Protection

Coverage against cyber attacks, data breaches, ransomware, and digital fraud.

Up to KSh 3,000,000
Professional Indemnity

Protection against claims for professional negligence, errors, or omissions in your business services.

Up to KSh 10,000,000
ADD-ONS

Optional Add-Ons

Enhance your business cover with these optional add-ons

International Liability

Extended liability coverage for businesses operating internationally.

Trade Credit Insurance

Protection against non-payment by customers and trade partners.

Key Person Insurance

Coverage for key employees whose loss would impact business operations.

Environmental Liability

Coverage for environmental damage and pollution liability.

Get Your Business Cover Quote

Complete the form below and we'll get back to you with a competitive quote

FAQ

Frequently Asked Questions

Find answers to common questions about our business cover

What does business cover include?

Our business cover includes property protection, public liability, employee cover, business interruption, cyber protection, and professional indemnity. You can choose from different plans to suit your business needs.

Is my business covered for cyber attacks?

Yes, our Standard and Premium plans include cyber liability cover. This protects your business against cyber attacks, data breaches, ransomware, and digital fraud.

Does it cover business interruption?

Yes, all our plans include business interruption cover. This protects your business against loss of income and operating expenses during unexpected disruptions.

How do I file a claim?

To file a claim, contact our claims team through our 24/7 hotline or submit a claim online. You'll need to provide your policy number, a description of the incident, and any relevant documentation.

Can I cover my employees?

Yes, our business cover includes employee protection. This covers workplace injuries, health benefits, and liability protection for directors and officers.

Is my property covered?

Yes, all our plans include property cover for your business premises, equipment, machinery, and stock against damage or loss. Coverage limits vary by plan.

Why Choose Fabix Business Cover?

Full Business Cover
Quick Claims
Comprehensive Protection
Competitive Rates
24/7 Support
Trusted Partner