Life Cover Term Assurance - Fabix Insurance
LIFE ASSURANCE

Life Cover

Protect your family's financial future with comprehensive term life assurance. Peace of mind for you, security for your loved ones.

Get a Quote Learn More
WHY LIFE COVER

Why You Need Term Life Assurance

Provide financial security for your loved ones with affordable term life cover

Financial Security

Ensure your family's financial stability with a lump sum payment in the event of your passing

Mortgage Protection

Protect your home and ensure your family can stay in their home even after you're gone

Children's Education

Secure your children's future education with guaranteed funding

Debt Protection

Ensure your debts are covered and don't become a burden on your family

Tax-Free Benefit

Your beneficiaries receive the payout tax-free, providing full financial support

Peace of Mind

Rest easy knowing your loved ones are protected financially

FEATURES

Key Features

Discover the comprehensive features of our Term Life Assurance

Flexible Terms

Choose from 5 to 30 years coverage term based on your needs

High Coverage Limits

Coverage up to KSh 50,000,000 to protect your family's future

Affordable Premiums

Competitive premiums that fit your budget

Family Cover Options

Coverage for your spouse and children under the same policy

Renewable & Convertible

Option to renew or convert to permanent life insurance

Critical Illness Cover

Optional add-on for critical illness protection

COVERAGE OPTIONS

Our Coverage Options

Choose the term life assurance plan that best fits your family's needs

ESSENTIAL

Essential Cover

From KSh 3,000 per month
  • Coverage up to KSh 5,000,000
  • 5 to 15 years term
  • Death benefit payout
  • Renewable option
  • Tax-free benefit
Get Quote
POPULAR

Standard Cover

From KSh 6,000 per month
  • Coverage up to KSh 15,000,000
  • 10 to 25 years term
  • Death & terminal illness benefit
  • Renewable & convertible option
  • Family cover option
  • Tax-free benefit
Get Quote
PREMIUM

Premium Cover

From KSh 12,000 per month
  • Coverage up to KSh 50,000,000
  • 15 to 30 years term
  • Death, terminal & critical illness
  • Renewable & convertible option
  • Full family coverage
  • Premium waiver option
  • Tax-free benefit
Get Quote
DETAILED COVERAGE

What's Included

Comprehensive protection for your family's financial future

Death Benefit

Lump sum payment to your beneficiaries in the event of your passing during the policy term.

Up to KSh 50,000,000
Terminal Illness Benefit

Early payout if you are diagnosed with a terminal illness with less than 12 months to live.

100% of sum assured
Critical Illness Cover

Optional coverage for critical illnesses such as cancer, heart attack, and stroke.

Up to KSh 10,000,000
Family Protection

Optional coverage for your spouse and children under the same policy.

Up to KSh 5,000,000
Renewable & Convertible

Option to renew your policy at the end of the term or convert to permanent life insurance.

Flexible options
Premium Waiver

Optional waiver of premiums if you become totally disabled or critically ill.

Subject to terms
HOW IT WORKS

How It Works

Simple steps to protect your family's financial future

01

Choose Your Plan

Select the coverage amount and term that suits your needs

02

Pay Your Premiums

Make regular premium payments to keep your cover active

03

Stay Protected

Enjoy peace of mind knowing your family is financially secure

04

Claim & Support

Your beneficiaries receive the payout quickly when needed

Get Your Life Cover Quote

Complete the form below and we'll get back to you with a competitive quote

FAQ

Frequently Asked Questions

Find answers to common questions about Term Life Assurance

What is Term Life Assurance?

Term Life Assurance provides financial protection for a specific period (term). If you pass away during the term, your beneficiaries receive a lump sum payment. It's an affordable way to protect your family's financial future.

How much life cover do I need?

The amount of life cover you need depends on your financial obligations, including mortgage, debts, children's education, and your family's living expenses. Our team can help you calculate the right coverage amount.

What happens if I outlive the term?

If you outlive the policy term, the coverage ends. However, you have the option to renew your policy or convert it to permanent life insurance without additional medical underwriting.

Is the payout taxable?

No, the death benefit payout is tax-free. Your beneficiaries receive the full amount to support their financial needs.

Can I add my family members?

Yes, you can add your spouse and children to your policy with our family cover option. This provides comprehensive protection for your entire family.

What is the claims process?

Your beneficiaries need to submit a claim with the death certificate and policy documents. Our claims team processes claims quickly to ensure your family receives the payout promptly.

Why Choose Fabix Life Cover?

Trusted Protection
Quick Claims
Affordable Rates
Flexible Options
Expert Support
Family Focused