Family Health Cover - Fabix Insurance
PERSONAL & HEALTH

Family Health Cover

Protect your family's health with comprehensive medical cover. Your family's wellbeing is our priority.

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WHY FAMILY HEALTH COVER

Why Your Family Needs Health Cover

Comprehensive health cover ensures your family receives the best medical care when it matters most

Comprehensive Medical Care

Coverage for hospital stays, surgeries, specialist consultations, and emergency treatments

Access to Top Doctors

Access to a network of qualified doctors, specialists, and healthcare facilities

Prescription Coverage

Coverage for prescription medications, chronic condition treatments, and ongoing care

Hospitalization Cover

Coverage for overnight stays, intensive care, and specialized treatments at hospitals

Maternity & Childcare

Comprehensive maternity cover including prenatal, delivery, and postnatal care

Emergency Services

24/7 emergency medical services, ambulance cover, and emergency evacuation

COVERAGE

Our Coverage Options

Choose the perfect health cover plan for your family's needs

ECONOMY

Basic Cover

From KSh 5,000 per month
  • Inpatient hospital cover
  • Outpatient consultations
  • Prescription medications
  • Emergency ambulance cover
  • Annual limit: KSh 500,000
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POPULAR

Standard Cover

From KSh 10,000 per month
  • Inpatient & outpatient cover
  • Maternity & childbirth cover
  • Specialist consultations
  • Dental & optical cover
  • Prescription medications
  • Emergency & ambulance cover
  • Annual limit: KSh 1,500,000
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PREMIUM

Premium Cover

From KSh 20,000 per month
  • Everything in Standard Cover
  • International hospital cover
  • Pre-existing condition coverage
  • Wellness & preventive care
  • Health screenings & check-ups
  • Mental health & counseling
  • Annual limit: KSh 4,000,000
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DETAILED COVERAGE

What's Included

Comprehensive health protection for every member of your family

Inpatient Care

Coverage for hospital stays, room charges, nursing care, and all associated medical expenses during hospitalization.

Full cover with limits
Outpatient Care

Coverage for doctor consultations, specialist visits, diagnostic tests, and minor procedures without hospital admission.

Up to KSh 150,000 annually
Maternity Cover

Comprehensive maternity coverage including prenatal care, delivery, postnatal care, and newborn baby cover.

Up to KSh 300,000
Dental & Optical

Coverage for routine dental check-ups, treatments, and optical services including eye tests and prescription glasses.

Up to KSh 50,000 annually
Prescription Medications

Coverage for prescribed medications, chronic condition treatments, and ongoing prescription needs.

Up to KSh 100,000 annually
Emergency Services

24/7 emergency medical services including ambulance transport, emergency room care, and urgent medical attention.

Full emergency cover
ADD-ONS

Optional Add-Ons

Enhance your family's health cover with these optional add-ons

International Cover

Worldwide medical coverage for family members traveling or living abroad.

Chronic Conditions

Coverage for pre-existing and chronic medical conditions with additional premium.

Mental Health Cover

Comprehensive mental health coverage including counseling, therapy, and psychiatric care.

Wellness Programs

Preventive health programs, fitness memberships, and wellness check-ups.

Get Your Family Health Cover Quote

Complete the form below and we'll get back to you with a competitive quote

FAQ

Frequently Asked Questions

Find answers to common questions about our family health cover

What does family health cover include?

Our family health cover includes inpatient and outpatient care, maternity cover, dental and optical services, prescription medications, emergency services, and specialist consultations. You can choose from different plans to suit your family's needs.

Can I add my children to the policy?

Yes, you can add your children to the family health cover policy. Children are typically covered up to age 21, or age 24 if in full-time education. Each plan offers different coverage levels for dependents.

Does it cover pre-existing conditions?

Our Premium plan includes coverage for pre-existing conditions. For other plans, pre-existing conditions may be covered after a waiting period. Please consult with our team for specific details about your situation.

What is the claim process?

We offer a simple and fast claims process. You can submit claims online through our portal or mobile app. For cashless treatment, simply present your membership card at any of our network hospitals.

Is maternity cover included?

Yes, maternity cover is included in our Standard and Premium plans. This covers prenatal care, delivery, postnatal care, and care for newborns. Coverage limits vary by plan.

Can I choose my own doctor or hospital?

Yes, you can choose any licensed doctor or hospital. We have a network of preferred providers for cashless treatment, but you are free to choose your own healthcare providers.

Why Choose Fabix Family Health Cover?

Full Family Cover
Quick Claims
Wide Hospital Network
Competitive Rates
24/7 Support
Family Focused