Liability Cover - Fabix Insurance
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Liability Cover

Comprehensive liability insurance to protect your business against third-party claims. Safeguard your reputation and assets.

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WHY LIABILITY COVER

Why You Need Liability Cover

Essential protection against third-party claims for injury, property damage, and professional negligence

Third-Party Protection

Protect your business against claims from third parties for injury or property damage

Legal Defence

Coverage for legal costs and defence fees in liability claims

Financial Protection

Protect your business assets from costly liability claims

Business Reputation

Safeguard your business reputation and customer trust

Contractual Compliance

Meet contractual requirements with comprehensive liability cover

Peace of Mind

Operate with confidence knowing you're protected

COVERAGE TYPES

Types of Liability Cover

Comprehensive liability protection for every aspect of your business

Public Liability

Protection against claims for injury or property damage to third parties

Product Liability

Coverage for claims related to products you manufacture or sell

Professional Indemnity

Protection against claims for professional negligence or errors

Employers Liability

Coverage for employee injury claims in the workplace

Cyber Liability

Protection against data breaches and cyber claims

Directors Liability

Coverage for directors and officers against liability claims

COVERAGE OPTIONS

Our Coverage Options

Choose the liability cover plan that best fits your business

ESSENTIAL

Essential Cover

From KSh 8,000 per year
  • Public liability up to KSh 5,000,000
  • Product liability cover
  • Legal defence costs
  • Simple administration
  • 24/7 claims support
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POPULAR

Standard Cover

From KSh 18,000 per year
  • Public liability up to KSh 20,000,000
  • Product & professional liability
  • Employers liability cover
  • Legal defence & costs
  • Cyber liability cover
  • Dedicated claims support
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PREMIUM

Premium Cover

From KSh 35,000 per year
  • Public liability up to KSh 100,000,000
  • Full professional indemnity
  • Employers & directors liability
  • Cyber & data liability
  • Full legal defence cover
  • Reputation management cover
  • Dedicated account manager
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DETAILED COVERAGE

What's Included

Comprehensive liability protection for your business

Public Liability

Coverage against claims for injury or property damage caused to third parties during business operations.

Up to KSh 100,000,000
Product Liability

Protection against claims for injury or damage caused by products you manufacture, supply, or sell.

Up to KSh 50,000,000
Professional Indemnity

Coverage for claims of professional negligence, errors, or omissions in your services.

Up to KSh 50,000,000
Employers Liability

Protection against claims from employees for workplace injuries or illnesses.

Up to KSh 30,000,000
Cyber Liability

Coverage for claims arising from data breaches, cyber attacks, and privacy violations.

Up to KSh 20,000,000
Directors & Officers Liability

Protection for directors and officers against claims of mismanagement or breach of duty.

Up to KSh 30,000,000
BENEFITS

Benefits for Businesses

Why businesses choose our Liability Cover

Risk Protection

Protect your business against costly liability claims

Legal Support

Access to expert legal defence and support

Financial Security

Protect your business assets and cash flow

Contractual Compliance

Meet client and regulatory requirements

Get Your Liability Cover Quote

Complete the form below and we'll get back to you with a competitive quote

FAQ

Frequently Asked Questions

Find answers to common questions about Liability Cover

What does liability cover include?

Our liability cover includes public liability, product liability, professional indemnity, employers liability, cyber liability, and directors liability. You can choose from different plans to suit your business needs.

Is professional indemnity covered?

Yes, our Standard and Premium plans include professional indemnity cover. This protects you against claims for professional negligence, errors, or omissions in your services.

Does it cover cyber liability?

Yes, our Standard and Premium plans include cyber liability cover. This protects your business against claims arising from data breaches, cyber attacks, and privacy violations.

How are claims processed?

To file a claim, contact our claims team with the incident details and documentation. We'll provide legal support and process your claim quickly.

Is product liability included?

Yes, all our plans include product liability cover. This protects your business against claims for injury or damage caused by products you manufacture, supply, or sell.

What is the claims process?

To file a claim, contact our claims team with the incident details and relevant documentation. We'll provide guidance and support throughout the claims process.

Why Choose Fabix Liability Cover?

Comprehensive Cover
Quick Claims
Legal Support
Competitive Rates
Expert Support
Trusted Partner