Personal Accident Cover - Fabix Insurance
PERSONAL & HEALTH

Personal Accident

Protect yourself against unexpected accidents. Financial security when you need it most.

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WHY PERSONAL ACCIDENT COVER

Why You Need Personal Accident Cover

Life is unpredictable. Personal accident cover provides financial protection against unforeseen events

Accident Coverage

Protection against injuries from accidents at home, work, or while traveling

Financial Security

Lump sum payment to help cover medical expenses, lost income, and other costs

Medical Expenses

Coverage for hospitalization, surgery, treatment, and rehabilitation costs

Permanent Disability

Compensation for permanent disability resulting from an accident

Death Benefit

Lump sum payment to your family in the event of accidental death

24/7 Global Protection

Around-the-clock coverage wherever you are in the world

COVERAGE

Our Coverage Options

Choose the perfect personal accident plan for your needs

ESSENTIAL

Basic Cover

From KSh 1,500 per month
  • Death benefit: KSh 1,000,000
  • Permanent disability: KSh 1,000,000
  • Medical expenses: KSh 100,000
  • Weekly indemnity: KSh 5,000
  • 24/7 worldwide coverage
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POPULAR

Standard Cover

From KSh 3,000 per month
  • Death benefit: KSh 2,500,000
  • Permanent disability: KSh 2,500,000
  • Medical expenses: KSh 250,000
  • Weekly indemnity: KSh 10,000
  • Temporary disability cover
  • Accidental hospitalisation benefit
  • 24/7 worldwide coverage
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PREMIUM

Premium Cover

From KSh 5,500 per month
  • Everything in Standard Cover
  • Death benefit: KSh 5,000,000
  • Permanent disability: KSh 5,000,000
  • Medical expenses: KSh 500,000
  • Weekly indemnity: KSh 20,000
  • Permanent total disability cover
  • Accidental dismemberment cover
  • 24/7 worldwide coverage
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DETAILED COVERAGE

What's Included

Comprehensive protection against the unexpected

Accidental Death Benefit

Lump sum payment to your designated beneficiaries in the event of accidental death.

Up to KSh 5,000,000
Permanent Disability

Compensation for permanent disability or loss of limbs, sight, hearing, or speech due to an accident.

Up to KSh 5,000,000
Medical Expenses

Coverage for hospitalization, surgery, emergency treatment, and rehabilitation costs.

Up to KSh 500,000
Weekly Indemnity

Regular payments to replace lost income while you are temporarily disabled and unable to work.

Up to KSh 20,000 per week
Permanent Total Disability

Lump sum payment if you become permanently and totally disabled and unable to work.

Up to KSh 5,000,000
Accidental Dismemberment

Compensation for loss of limbs, fingers, toes, or permanent scarring due to an accident.

Up to KSh 5,000,000
ADD-ONS

Optional Add-Ons

Enhance your personal accident cover with these optional add-ons

Travel Accident

Extended coverage for accidents while traveling domestically and internationally.

Business Travel

Coverage for accidents occurring during business-related travel.

Adventure Activities

Coverage for accidents during high-risk activities like extreme sports.

Family Cover

Extended coverage for your spouse and children under the same policy.

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Complete the form below and we'll get back to you with a competitive quote

FAQ

Frequently Asked Questions

Find answers to common questions about our personal accident cover

What does personal accident cover include?

Our personal accident cover includes accidental death benefit, permanent disability compensation, medical expenses coverage, weekly indemnity for temporary disability, and accidental dismemberment cover. You can choose from different plans to suit your needs.

How is the benefit paid?

Benefits are paid as a lump sum for death, permanent disability, and dismemberment. Weekly indemnity is paid on a regular basis while you are temporarily disabled and unable to work.

Is there a waiting period?

There is no waiting period for personal accident cover. Coverage begins immediately from the effective date of your policy.

How do I file a claim?

To file a claim, contact our claims team through our 24/7 hotline or submit a claim online. You'll need to provide your policy number, a description of the accident, medical reports, and any other relevant documentation.

Does it cover accidents while traveling?

Yes, our personal accident cover provides 24/7 worldwide coverage. You are protected wherever you are in the world.

Can I add my family members?

Yes, we offer a family cover add-on that extends coverage to your spouse and children under the same policy. This is a cost-effective way to protect your entire family.

Why Choose Fabix Personal Accident Cover?

Comprehensive Cover
Quick Claims
Worldwide Protection
Competitive Rates
24/7 Support
Financial Security