Hospitalisation Loss of Income Cover - Fabix Insurance
LIFE ASSURANCE

Hospitalisation Loss of Income

Protect your income during hospitalisation. Comprehensive cover that ensures financial stability when you need it most.

Get a Quote Learn More
WHY THIS COVER

Why You Need Hospitalisation Loss of Income Cover

Protect your income and financial stability during hospitalisation with our comprehensive cover

Income Protection

Receive regular payments to replace lost income while you're hospitalised and unable to work

Hospitalisation Cover

Comprehensive cover for all hospital admissions, including emergency and planned procedures

Financial Stability

Maintain your financial obligations and lifestyle during recovery without worry

Family Protection

Ensure your family's financial needs are met while you focus on recovery

Peace of Mind

Focus on getting better knowing your income is protected

Extended Coverage

Coverage for extended hospital stays and rehabilitation periods

FEATURES

Key Features

Discover the comprehensive features of our Hospitalisation Loss of Income cover

Regular Income Payments

Receive regular income payments during hospitalisation to cover your expenses

Flexible Payment Period

Choose the payment period that suits your needs, from 30 to 365 days

High Coverage Limit

Coverage up to 100% of your regular income during hospitalisation

No Waiting Period

Coverage begins immediately after the first day of hospitalisation

Pre-existing Conditions

Coverage for pre-existing conditions after a specified waiting period

Worldwide Coverage

Protection wherever you are hospitalised in the world

COVERAGE OPTIONS

Our Coverage Options

Choose the coverage plan that best fits your income protection needs

ESSENTIAL

Basic Plan

From KSh 2,500 per month
  • 30 days income protection
  • Up to 50% of income covered
  • Hospitalisation cover
  • Emergency admissions covered
  • Annual limit: KSh 500,000
Get Quote
POPULAR

Standard Plan

From KSh 5,000 per month
  • 90 days income protection
  • Up to 75% of income covered
  • Hospitalisation & rehabilitation
  • Emergency & planned admissions
  • Pre-existing conditions cover
  • Annual limit: KSh 1,500,000
Get Quote
PREMIUM

Premium Plan

From KSh 10,000 per month
  • 365 days income protection
  • Up to 100% of income covered
  • Full hospitalisation cover
  • Emergency & planned admissions
  • Pre-existing conditions cover
  • Rehabilitation & recovery support
  • Annual limit: KSh 5,000,000
Get Quote
DETAILED COVERAGE

What's Included

Comprehensive income protection during hospitalisation

Income Replacement

Regular payments to replace lost income while you're hospitalised and unable to work.

Up to 100% of income
Hospitalisation Cover

Coverage for all hospital admissions including emergency admissions and planned procedures.

Full cover
Extended Duration

Coverage for extended hospital stays and recovery periods up to 365 days.

Up to 365 days
Pre-existing Conditions

Coverage for pre-existing medical conditions after the waiting period.

Subject to terms
Emergency Admissions

Coverage for emergency hospital admissions and urgent medical procedures.

Full emergency cover
Family Support

Additional support for family members during extended hospitalisation periods.

Up to KSh 200,000
HOW IT WORKS

How It Works

Simple process to protect your income during hospitalisation

01

Sign Up

Choose your plan and complete the application process

02

Hospitalisation

If hospitalised, notify us and provide the required documentation

03

Receive Payments

Receive regular income payments during your hospitalisation period

04

Recover & Return

Focus on your recovery knowing your income is protected

Get Your Hospitalisation Loss of Income Quote

Complete the form below and we'll get back to you with a competitive quote

FAQ

Frequently Asked Questions

Find answers to common questions about Hospitalisation Loss of Income cover

What does Hospitalisation Loss of Income cover include?

Our Hospitalisation Loss of Income cover includes regular income payments during hospitalisation, coverage for emergency and planned admissions, pre-existing condition coverage, and extended protection for recovery periods.

How much income will I receive?

You can receive up to 100% of your regular income during hospitalisation, depending on the plan you choose. Our Basic plan covers 50%, Standard covers 75%, and Premium covers 100%.

Is there a waiting period?

There is no waiting period for hospitalisation coverage. Benefits begin from the first day of hospitalisation. For pre-existing conditions, a waiting period may apply.

What is the claims process?

To file a claim, contact our claims team and provide the hospital admission documentation. We'll verify the details and start your income payments promptly.

Does it cover planned surgeries?

Yes, our cover includes both emergency and planned hospital admissions. This includes surgeries, procedures, and other medical treatments requiring hospitalisation.

Can I extend my coverage period?

Yes, you can extend your coverage period up to 365 days. Contact our team to discuss your extension options based on your medical needs.

Why Choose Fabix Hospitalisation Cover?

Income Protection
Quick Claims
Full Coverage
Competitive Rates
24/7 Support
Peace of Mind