Motor Commercial - Fabix Insurance
COMMERCIAL

Motor Commercial

Comprehensive commercial motor insurance for your business vehicles. Protect your fleet and keep your business moving.

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WHY COMMERCIAL MOTOR

Why You Need Commercial Motor Insurance

Essential protection for your business vehicles, drivers, and cargo against the risks of the road

Fleet Protection

Comprehensive coverage for your entire commercial vehicle fleet

Liability Cover

Protection against third-party claims for accidents involving your vehicles

Cargo Protection

Coverage for goods and cargo being transported

Driver Protection

Coverage for your drivers in case of accidents

Business Continuity

Ensure your business operations continue after an incident

Peace of Mind

Operate with confidence knowing your vehicles are protected

FEATURES

Key Features

Discover the comprehensive features of our Commercial Motor cover

Vehicle Cover

Coverage for commercial vehicles against accidents, theft, and damage

Third-Party Liability

Protection against claims from third parties

Goods in Transit

Coverage for cargo and goods being transported

Driver & Passenger

Coverage for drivers and passengers in the vehicle

Fire & Theft

Protection against fire damage and vehicle theft

Roadside Assistance

24/7 emergency roadside assistance for your vehicles

VEHICLE TYPES

Commercial Vehicles Covered

We cover a wide range of commercial vehicles for businesses of all sizes

Light Commercial

Vans, pickups, and light goods vehicles

Heavy Commercial

Lorries, trucks, and heavy goods vehicles

Passenger Transport

Buses, minibuses, and passenger vehicles

Taxi & Hire

Taxis, hire cars, and ride-sharing vehicles

Agricultural

Farm vehicles, tractors, and agricultural machinery

Specialist Vehicles

Refrigerated, tanker, and other specialist vehicles

COVERAGE OPTIONS

Our Coverage Options

Choose the commercial motor plan that best fits your fleet

ESSENTIAL

Essential Cover

From KSh 8,000 per vehicle
  • Third-party liability cover
  • Fire & theft cover
  • Driver cover included
  • 24/7 roadside assistance
  • Simple administration
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POPULAR

Standard Cover

From KSh 15,000 per vehicle
  • Comprehensive vehicle cover
  • Third-party liability cover
  • Fire, theft & damage cover
  • Goods in transit cover
  • Driver & passenger cover
  • 24/7 roadside assistance
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PREMIUM

Premium Cover

From KSh 25,000 per vehicle
  • Everything in Standard Cover
  • Enhanced vehicle cover
  • Full cargo & goods cover
  • Business interruption cover
  • Fleet discount available
  • Dedicated account manager
  • 24/7 roadside assistance
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DETAILED COVERAGE

What's Included

Comprehensive protection for your commercial vehicles

Vehicle Damage Cover

Coverage for damage to your commercial vehicles from accidents, collisions, and incidents.

Full vehicle value
Third-Party Liability

Protection against claims for injury or property damage caused to third parties.

Up to KSh 50,000,000
Goods in Transit

Coverage for goods, cargo, and merchandise being transported by your vehicles.

Up to KSh 10,000,000
Driver & Passenger Cover

Coverage for drivers and passengers in the event of accidents.

Up to KSh 5,000,000
Fire & Theft Protection

Protection against fire damage and theft of commercial vehicles.

Full vehicle value
Business Interruption

Coverage for loss of income and operating expenses due to vehicle downtime.

Up to KSh 5,000,000
BENEFITS

Benefits for Fleet Owners

Why fleet owners choose our Commercial Motor cover

Fleet Protection

Protect your entire commercial fleet

Cost-Effective

Fleet discounts and competitive rates

Quick Claims

Fast and efficient claims processing

24/7 Support

Round-the-clock assistance for your fleet

Get Your Commercial Motor Quote

Complete the form below and we'll get back to you with a competitive quote

FAQ

Frequently Asked Questions

Find answers to common questions about Commercial Motor cover

What does commercial motor cover include?

Our commercial motor cover includes vehicle damage cover, third-party liability, goods in transit, driver and passenger cover, fire and theft protection, and business interruption. You can choose from different plans to suit your fleet needs.

What types of vehicles are covered?

We cover a wide range of commercial vehicles including light commercial, heavy commercial, passenger transport, taxis, agricultural vehicles, and specialist vehicles.

Does it cover goods in transit?

Yes, our Standard and Premium plans include goods in transit cover. This protects cargo and merchandise being transported by your vehicles.

How are claims processed?

To file a claim, contact our claims team with the incident details and documentation. We'll process your claim quickly and provide regular updates throughout the process.

Can I get fleet discounts?

Yes, we offer fleet discounts for businesses with multiple vehicles. Contact our team to discuss your fleet requirements and get a customized quote.

What is the claims process?

To file a claim, contact our claims team with the incident details and relevant documentation. We'll provide guidance and support throughout the claims process.

Why Choose Fabix Commercial Motor?

Fleet Specialists
Quick Claims
Comprehensive Cover
Competitive Rates
24/7 Support
Trusted Partner